Get Out of Debt Faster. One Couples Journey.

by Site Manager on February 19, 2015

get-out-of-debt-fasterHow To Get Out of Debt Faster – How an Indiana Couple Did it, and You Can Too.

If you are searching for techniques to get out of debt, look no further. In this informative guide, you will learn a few productive measures on how to erase debt so that you own your money so that your money does not own you. The inspiration for this particular guide comes from an Indiana couple’s four-year journey to eliminating the massive amount of debt that they had accumulated. They had an astounding $127,482.30 of debt, to be exact. Brian Lowe and Cherie Lowe are currently making headlines after, not only eliminating the massive debt in their lives, but also, writing a book about their journey, “Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After.” Their story is inspiring because, despite being so far in debt, they successfully pulled themselves out of it. They simply made the goal, one day, to erase debt and took the steps necessary to succeed. In the end, they DID achieve their goal and you can, too! Simply continue reading to learn how to reduce debt, starting now.

The Lowes and Their Journey

Student loans, medical bills, credit cards, a personal-based loan, and payments on furniture resulted in the massive $127,482.30 debt that Brian and Cherie Lowe accumulated throughout their lifetime. The Lowes received word that they were expecting their second child. Brian sat down to total the amount of expenses and debts that the family possessed, and that is when he reached the figure of $127,482.30. They figured out that, if only making the minimum payments, it would take 15 years to pay off their debt. It was then and there that they decided to tackle what they refer to as their “Debt Dragon”. By making a few lifestyle changes and pinching pennies, they were able to “slay” the “Debt Dragon”, once and for all. In their book, they teach others techniques on how to reduce debt so that they may, eventually, completely erase debt.

The Steps

If you would like to be as successful as Brian and Cherie in eliminating debt, you should take the following steps:

  1. First, you should calculate the total amount of debt that you have, down to the penny, like Brian did. It is quite likely that the figure will prove to be startling, but, you must know. This is the first step to controlling your money so that you own it and it does not own you.
  2. Next, you should consider having your tax withholdings adjusted. This will mean that you will likely not receive a tax refund check, but, it will provide you with more money throughout the year to put towards your debt. By paying more than your minimum payments each month, you will be able to reduce debt and, eventually, erase debt.
  3. Next, you should consider acquiring another job. You could opt for a part-time job or find a job that may be performed at home. If you are a writer, you may enjoy working for a website such as If you want to specialize in flipping websites, you may start a business venture with If you want to start your own blog, you could start with The choice is yours!
  4. In order to save money and put more towards your debt, you should learn how to make your own items such as laundry detergent, toothpaste, dryer sheets, and soap. You may even consider growing your own vegetable garden or
  5. Finally, you should make sure that you create a special emergency fund. This will prevent you from falling back on credit cards and loans in order to handle unexpected situations and events in your life.


As you can see, there are many ways to get out of debt. By taking the steps to reduce debt, you will, eventually, be able to completely erase debt. “Debt is money we owe to ourselves”. Why continue to pay other people and corporations the money that you earn? By simply taking a few, simple steps, you may eliminate the need to depend on others’ money. By pushing yourself to eliminate the debt in your life, you will find that you develop positive financial habits that will lead to higher levels of monetary success. Work to reduce debt today and you will eventually be able to erase debt completely – leaving all of the money you earn readily available to enjoy, invest, and profit!

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